Appraisal services for Kansas City and Jackson County homeowners

Check out the top seven reasons Missouri homeowners use JD North & Associates:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
To challenge a property tax assessment in Missouri
Remove PMI to reduce their monthly mortgage payment
Reinstate their Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
If property needs to be divided because of a divorce
To determine the true market value of real estate to settle an estate


	Own a home in or near Kansas City, Missouri and need help deciding the value of it? Contact JD North & Associates.

We at JD North & Associates understand the particular needs of a homeowner in need of appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, attorneys, and CPAs. Being a consumer that ordinarily doesn't see an appraisal every day, you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your house because you probably have an emotional attachment to it. Professional appraisers, like the ones at JD North & Associates, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's market value, not just how much your house is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value assessment than yours.

Challenge a property tax assessment

Let's say your house is not appreciating as much as other properties close by -- your local tax assessor may have your home overvalued. That only means you are most likely paying more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from JD North & Associates is your #1 weapon when challenging your property tax assessment.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. At JD North & Associates, we're seasoned in helping customers just like you get rid of unneeded PMI insurance.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can be harmful to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow viewpoint. An efficient appraisal from JD North & Associates can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you'd wish to have a veteran appraiser double-check it for verity or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal you may have in your possession. Although most review work is commissioned by lenders, homeowners suspecting they've been the victim of mortgage fraud are prudent to invest in a second opinion.